diff --git a/monisuo-admin/src/composables/use-sidebar.ts b/monisuo-admin/src/composables/use-sidebar.ts
index 14d2fc1..eda74f8 100644
--- a/monisuo-admin/src/composables/use-sidebar.ts
+++ b/monisuo-admin/src/composables/use-sidebar.ts
@@ -1,4 +1,4 @@
-import { CircleDollarSign, Coins, DollarSign, Palette, Receipt, Settings, ShieldCheck, TrendingUp, Users } from 'lucide-vue-next'
+import { CircleDollarSign, Coins, DollarSign, Palette, Receipt, Settings, ShieldCheck, TrendingUp, Users, Wallet } from 'lucide-vue-next'
 
 import type { NavGroup } from '@/components/app-sidebar/types'
 import { useAuthStore } from '@/stores/auth'
@@ -19,6 +19,7 @@ export function useSidebar() {
         { title: '数据看板', url: '/monisuo/dashboard', icon: DollarSign, roles: [1] },
         { title: '用户管理', url: '/monisuo/users', icon: Users, roles: [1] },
         { title: '币种管理', url: '/monisuo/coins', icon: Coins, roles: [1] },
+        { title: '钱包管理', url: '/monisuo/wallets', icon: Wallet, roles: [1] },
         { title: '订单审批', url: '/monisuo/orders', icon: Receipt, roles: [1, 2] },
         { title: '财务审批', url: '/monisuo/finance-orders', icon: CircleDollarSign, roles: [1, 3] },
         { title: '业务分析', url: '/monisuo/analytics', icon: TrendingUp, roles: [1] },
diff --git a/monisuo-admin/src/pages/monisuo/finance-orders.vue b/monisuo-admin/src/pages/monisuo/finance-orders.vue
index abae680..be281b8 100644
--- a/monisuo-admin/src/pages/monisuo/finance-orders.vue
+++ b/monisuo-admin/src/pages/monisuo/finance-orders.vue
@@ -40,6 +40,11 @@ function formatVal(val: number | string | undefined | null): string {
   return n.toFixed(2)
 }
 
+function tradeTotalValue(userStats: any): number {
+  if (!userStats?.tradeAccounts) return 0
+  return userStats.tradeAccounts.reduce((sum: number, t: any) => sum + (Number(t.value) || 0), 0)
+}
+
 function daysAgo(time: string | undefined | null): number {
   if (!time) return 0
   const d = new Date(time.replace('T', ' '))
@@ -132,7 +137,6 @@ function copyToClipboard(text: string) {
               <UiTableHead class="text-right">
                 应出款
               </UiTableHead>
-              <UiTableHead>审批人</UiTableHead>
               <UiTableHead class="hidden xl:table-cell">
                 时间
               </UiTableHead>
@@ -143,12 +147,12 @@ function copyToClipboard(text: string) {
           </UiTableHeader>
           <UiTableBody>
             <UiTableRow v-if="pendingLoading">
-              <UiTableCell :col-span="8" class="text-center py-8">
+              <UiTableCell :col-span="7" class="text-center py-8">
                 <UiSpinner class="mx-auto" />
               </UiTableCell>
             </UiTableRow>
             <UiTableRow v-else-if="pendingOrders.length === 0">
-              <UiTableCell :col-span="8" class="text-center py-8 text-muted-foreground">
+              <UiTableCell :col-span="7" class="text-center py-8 text-muted-foreground">
                 <Icon icon="lucide:inbox" class="size-8 mx-auto mb-2 opacity-50" />
                 <p>暂无待审核订单</p>
               </UiTableCell>
@@ -167,9 +171,6 @@ function copyToClipboard(text: string) {
               <UiTableCell class="text-right font-mono font-bold text-green-600">
                 {{ formatAmount(order.receivableAmount || 0) }}
               </UiTableCell>
-              <UiTableCell class="text-sm">
-                {{ order.approveAdminName || '-' }}
-              </UiTableCell>
               <UiTableCell class="hidden xl:table-cell text-muted-foreground text-sm">
                 {{ order.createTime }}
               </UiTableCell>
@@ -227,9 +228,6 @@ function copyToClipboard(text: string) {
               <div class="text-sm text-muted-foreground mt-1">
                 手续费: -{{ formatAmount(order.fee || 0) }} | 实际到账: {{ formatAmount(order.receivableAmount || 0) }}
               </div>
-              <div class="text-sm text-muted-foreground mt-1">
-                审批人: {{ order.approveAdminName || '-' }}
-              </div>
               <div v-if="order.walletAddress" class="mt-2 text-sm">
                 <span class="text-muted-foreground">提现地址:</span>
                 <div class="font-mono text-xs break-all mt-1 flex items-center gap-1">
@@ -342,7 +340,7 @@ function copyToClipboard(text: string) {
                     </div>
                   </div>
                 </div>
-                <div class="grid grid-cols-3 gap-2 text-center pt-2 border-t">
+                <div class="grid grid-cols-4 gap-2 text-center pt-2 border-t">
                   <div>
                     <div class="text-xs text-muted-foreground">
                       冻结金额
@@ -351,6 +349,14 @@ function copyToClipboard(text: string) {
                       {{ formatVal(userStats.fundAccount?.frozen) }}
                     </div>
                   </div>
+                  <div>
+                    <div class="text-xs text-muted-foreground">
+                      交易账户
+                    </div>
+                    <div class="font-mono font-bold text-blue-600 dark:text-blue-400">
+                      {{ formatVal(tradeTotalValue(userStats)) }}
+                    </div>
+                  </div>
                   <div>
                     <div class="text-xs text-muted-foreground">
                       推广人数
@@ -527,7 +533,7 @@ function copyToClipboard(text: string) {
                 </div>
               </div>
               <div class="text-muted-foreground text-center">
-                冻结: {{ formatVal(userStats.fundAccount?.frozen) }} | 推广: {{ userStats.referralStats?.directCount || 0 }}人 | 注册: {{ userStats.user?.createTime?.substring(0, 10) || '-' }}
+                冻结: {{ formatVal(userStats.fundAccount?.frozen) }} | 交易账户: {{ formatVal(tradeTotalValue(userStats)) }} | 推广: {{ userStats.referralStats?.directCount || 0 }}人 | 注册: {{ userStats.user?.createTime?.substring(0, 10) || '-' }}
               </div>
             </div>
             <div>
diff --git a/monisuo-admin/src/pages/monisuo/orders.vue b/monisuo-admin/src/pages/monisuo/orders.vue
index 340408b..14b0dc7 100644
--- a/monisuo-admin/src/pages/monisuo/orders.vue
+++ b/monisuo-admin/src/pages/monisuo/orders.vue
@@ -155,6 +155,12 @@ function formatVal(val: number | string | undefined | null): string {
   return n.toFixed(2)
 }
 
+function tradeTotalValue(userStats: any): number {
+  if (!userStats?.tradeAccounts) return 0
+  return userStats.tradeAccounts.reduce((sum: number, t: any) => sum + (Number(t.value) || 0), 0)
+}
+
+
 function daysAgo(time: string | undefined | null): number {
   if (!time) return 0
   const d = new Date(time.replace('T', ' '))
@@ -204,6 +210,7 @@ function getStatusText(order: OrderFund): string {
       case 2: return '已出款'
       case 3: return '已驳回'
       case 4: return '已取消'
+      case 5: return '待财务审核'
       default: return '未知'
     }
   }
@@ -747,7 +754,7 @@ function copyToClipboard(text: string) {
                       </div>
                     </div>
                   </div>
-                  <div class="grid grid-cols-3 gap-2 text-center pt-2 border-t">
+                  <div class="grid grid-cols-4 gap-2 text-center pt-2 border-t">
                     <div>
                       <div class="text-xs text-muted-foreground">
                         冻结金额
@@ -756,6 +763,14 @@ function copyToClipboard(text: string) {
                         {{ formatVal(userStats.fundAccount?.frozen) }}
                       </div>
                     </div>
+                    <div>
+                      <div class="text-xs text-muted-foreground">
+                        交易账户
+                      </div>
+                      <div class="font-mono font-bold text-blue-600 dark:text-blue-400">
+                        {{ formatVal(tradeTotalValue(userStats)) }}
+                      </div>
+                    </div>
                     <div>
                       <div class="text-xs text-muted-foreground">
                         推广人数
@@ -1050,7 +1065,7 @@ function copyToClipboard(text: string) {
                   </div>
                 </div>
                 <div class="text-muted-foreground text-center">
-                  冻结: {{ formatVal(userStats.fundAccount?.frozen) }} | 推广: {{ userStats.referralStats?.directCount || 0 }}人 | 注册: {{ userStats.user?.createTime?.substring(0, 10) || '-' }}
+                  冻结: {{ formatVal(userStats.fundAccount?.frozen) }} | 交易账户: {{ formatVal(tradeTotalValue(userStats)) }} | 推广: {{ userStats.referralStats?.directCount || 0 }}人 | 注册: {{ userStats.user?.createTime?.substring(0, 10) || '-' }}
                 </div>
               </div>
             </template>
diff --git a/src/main/java/com/it/rattan/monisuo/entity/ColdWallet.java b/src/main/java/com/it/rattan/monisuo/entity/ColdWallet.java
index 13363bc..f9acd9e 100644
--- a/src/main/java/com/it/rattan/monisuo/entity/ColdWallet.java
+++ b/src/main/java/com/it/rattan/monisuo/entity/ColdWallet.java
@@ -1,6 +1,7 @@
 package com.it.rattan.monisuo.entity;
 
 import com.baomidou.mybatisplus.annotation.TableName;
+import com.fasterxml.jackson.annotation.JsonProperty;
 import lombok.Getter;
 import lombok.Setter;
 import java.time.LocalDateTime;
@@ -26,6 +27,7 @@ public class ColdWallet {
     private String network;
 
     /** 是否默认: false-否 true-是 */
+    @JsonProperty("isDefault")
     private Boolean isDefault;
 
     /** 状态: 0-禁用 1-启用 */
diff --git a/src/main/java/com/it/rattan/monisuo/service/AssetService.java b/src/main/java/com/it/rattan/monisuo/service/AssetService.java
index da91bea..76536a3 100644
--- a/src/main/java/com/it/rattan/monisuo/service/AssetService.java
+++ b/src/main/java/com/it/rattan/monisuo/service/AssetService.java
@@ -477,10 +477,14 @@ public class AssetService {
         referralStats.put("referrals", referralList);
         result.put("referralStats", referralStats);
 
-        // 6. 福利统计（从 account_flow 查询福利类型记录）
+        // 6. 福利统计（从 account_flow 按 remark 匹配福利记录：新人首充/邀请奖励/间接推广）
         LambdaQueryWrapper<AccountFlow> bonusWrapper = new LambdaQueryWrapper<>();
         bonusWrapper.eq(AccountFlow::getUserId, userId)
-                .eq(AccountFlow::getFlowType, 7)
+                .eq(AccountFlow::getFlowType, 1)
+                .and(w -> w
+                        .like(AccountFlow::getRemark, "新人首充")
+                        .or().like(AccountFlow::getRemark, "邀请奖励")
+                        .or().like(AccountFlow::getRemark, "间接推广"))
                 .orderByDesc(AccountFlow::getCreateTime);
         List<AccountFlow> bonusFlows = accountFlowMapper.selectList(bonusWrapper);
         BigDecimal totalBonusClaimed = bonusFlows.stream()
diff --git a/src/main/resources/application-dev.yml b/src/main/resources/application-dev.yml
index 5a82c80..c872ab2 100644
--- a/src/main/resources/application-dev.yml
+++ b/src/main/resources/application-dev.yml
@@ -10,7 +10,7 @@ spring:
   datasource:
     username: monisuo
     password: JPJ8wYicSGC8aRnk
-    url: jdbc:mysql://8.155.172.147:3306/monisuo?useUnicode=true&characterEncoding=utf8&serverTimezone=GMT%2B8
+    url: jdbc:mysql://8.155.172.147:3306/monisuo?useUnicode=true&characterEncoding=UTF-8&serverTimezone=GMT%2B8
     driver-class-name: com.mysql.cj.jdbc.Driver
     hikari:
       minimum-idle: 5
diff --git a/src/main/resources/application-prd.yml b/src/main/resources/application-prd.yml
index c3f8643..6dcbffb 100644
--- a/src/main/resources/application-prd.yml
+++ b/src/main/resources/application-prd.yml
@@ -10,7 +10,7 @@ spring:
   datasource:
     username: root
     password: 897admin$$
-    url: jdbc:mysql://47.97.10.240:3306/spccloud?useUnicode=true&characterEncoding=utf8&serverTimezone=GMT%2B8
+    url: jdbc:mysql://47.97.10.240:3306/spccloud?useUnicode=true&characterEncoding=UTF-8&serverTimezone=GMT%2B8
     type: com.alibaba.druid.pool.DruidDataSource
     driver-class-name: com.mysql.jdbc.Driver
     initialSize: 1