diff --git a/ACCOUNT_SYSTEM_DESIGN.md b/ACCOUNT_SYSTEM_DESIGN.md
new file mode 100644
index 0000000..0ef0881
--- /dev/null
+++ b/ACCOUNT_SYSTEM_DESIGN.md
@@ -0,0 +1,487 @@
+# 虚拟货币交易平台 - 完整账户体系设计
+
+## 📊 账户体系架构
+
+### 1. 账户类型
+
+#### 1.1 资金账户 (account_fund)
+**用途**: 法币通道，**特点**:
+- 每个用户只有1个资金账户（1:1关系）
+- 用于充值和提现
+- 可以划转到交易账户（USDT）
+
+**字段**:
+```sql
+- id: 主键
+- user_id: 用户ID（唯一）
+- balance: USDT余额 ⭐
+- frozen: 冻结金额（提现申请时冻结）
+- total_deposit: 累计充值
+- total_withdraw: 累计提现
+- create_time: 创建时间
+- update_time: 更新时间
+```
+
+#### 1.2 交易账户 (account_trade)
+**用途**: 币币交易
+**特点**:
+- 每个用户有多个交易账户（1:N关系，- 每个币种一个账户）
+- 用于买卖币种
+- 盈亏体现在交易账户
+
+**字段**:
+```sql
+- id: 主键
+- user_id: 用户ID
+- coin_code: 币种代码（BTC, ETH, USDT等）
+- quantity: 持仓数量 ⭐
+- frozen: 冻结数量
+- avg_price: 平均成本价 ⭐
+- total_buy: 累计买入数量
+- total_sell: 累计卖出数量
+- create_time: 创建时间
+- update_time: 更新时间
+
+唯一索引: (user_id, coin_code)
+```
+
+---
+
+## 🔄 资金流转逻辑
+
+### 2.1 充值流程
+```
+用户申请充值
+    ↓
+订单状态=1（待付款）
+    ↓
+用户确认打款
+    ↓
+订单状态=2（待确认）
+    ↓
+管理员审批通过
+    ↓
+资金账户.balance += 充值金额 ⭐
+资金账户.total_deposit += 充值金额
+    ↓
+订单状态=3（已完成）
+```
+
+**关键代码**:
+```java
+// FundService.approve() - 充值审批通过
+BigDecimal newBalance = fund.getBalance().add(order.getAmount());
+BigDecimal newTotalDeposit = fund.getTotalDeposit().add(order.getAmount());
+
+LambdaUpdateWrapper<AccountFund> wrapper = new LambdaUpdateWrapper<>();
+wrapper.eq(AccountFund::getId, fund.getId())
+       .set(AccountFund::getBalance, newBalance)
+       .set(AccountFund::getTotalDeposit, newTotalDeposit)
+       .set(AccountFund::getUpdateTime, LocalDateTime.now());
+
+accountFundMapper.update(null, wrapper);
+```
+
+---
+
+### 2.2 提现流程
+```
+用户申请提现
+    ↓
+验证余额充足
+    ↓
+资金账户.balance -= 提现金额
+资金账户.frozen += 提现金额 ⭐ 冻结
+    ↓
+订单状态=1（待审批）
+    ↓
+管理员审批通过
+    ↓
+资金账户.frozen -= 提现金额 ⭐ 解冻扣除
+资金账户.total_withdraw += 提现金额
+    ↓
+订单状态=2（已完成）
+```
+
+**关键代码**:
+```java
+// FundService.withdraw() - 申请提现
+BigDecimal newBalance = fund.getBalance().subtract(amount);
+BigDecimal newFrozen = fund.getFrozen().add(amount);
+
+LambdaUpdateWrapper<AccountFund> wrapper = new LambdaUpdateWrapper<>();
+wrapper.eq(AccountFund::getId, fund.getId())
+       .set(AccountFund::getBalance, newBalance)
+       .set(AccountFund::getFrozen, newFrozen)
+       .set(AccountFund::getUpdateTime, LocalDateTime.now());
+
+accountFundMapper.update(null, wrapper);
+
+// FundService.approve() - 提现审批通过
+BigDecimal newFrozen = fund.getFrozen().subtract(order.getAmount());
+BigDecimal newTotalWithdraw = fund.getTotalWithdraw().add(order.getAmount());
+
+LambdaUpdateWrapper<AccountFund> wrapper = new LambdaUpdateWrapper<>();
+wrapper.eq(AccountFund::getId, fund.getId())
+       .set(AccountFund::getFrozen, newFrozen)
+       .set(AccountFund::getTotalWithdraw, newTotalWithdraw)
+       .set(AccountFund::getUpdateTime, LocalDateTime.now());
+
+accountFundMapper.update(null, wrapper);
+```
+
+---
+
+### 2.3 划转流程
+```
+方向1: 资金账户 → 交易账户（USDT）
+    ↓
+验证资金账户余额充足
+    ↓
+资金账户.balance -= 划转金额
+交易账户(USDT).quantity += 划转金额 ⭐
+    ↓
+记录流水
+
+方向2: 交易账户（USDT）→ 资金账户
+    ↓
+验证交易账户USDT余额充足
+    ↓
+交易账户(USDT).quantity -= 划转金额
+资金账户.balance += 划转金额 ⭐
+    ↓
+记录流水
+```
+
+**关键代码**:
+```java
+// AssetService.transfer()
+if (direction == 1) {
+    // 资金账户 → 交易账户
+    BigDecimal newFundBalance = fund.getBalance().subtract(amount);
+    
+    // 更新资金账户
+    LambdaUpdateWrapper<AccountFund> fundWrapper = new LambdaUpdateWrapper<>();
+    fundWrapper.eq(AccountFund::getId, fund.getId())
+               .set(AccountFund::getBalance, newFundBalance)
+               .set(AccountFund::getUpdateTime, LocalDateTime.now());
+    accountFundMapper.update(null, fundWrapper);
+    
+    // 获取或创建USDT交易账户
+    AccountTrade usdtTrade = getOrCreateTradeAccount(userId, "USDT");
+    BigDecimal newQuantity = usdtTrade.getQuantity().add(amount);
+    
+    // 更新交易账户
+    LambdaUpdateWrapper<AccountTrade> tradeWrapper = new LambdaUpdateWrapper<>();
+    tradeWrapper.eq(AccountTrade::getId, usdtTrade.getId())
+                .set(AccountTrade::getQuantity, newQuantity)
+                .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+    accountTradeMapper.update(null, tradeWrapper);
+    
+    // 记录流水
+    createFlow(userId, 3, amount, fundBalance, newFundBalance, "USDT", null, "划转至交易账户");
+    
+} else if (direction == 2) {
+    // 交易账户 → 资金账户
+    AccountTrade usdtTrade = getOrCreateTradeAccount(userId, "USDT");
+    
+    if (usdtTrade.getQuantity().compareTo(amount) < 0) {
+        throw new RuntimeException("交易账户USDT余额不足");
+    }
+    
+    BigDecimal newTradeQuantity = usdtTrade.getQuantity().subtract(amount);
+    BigDecimal newFundBalance = fund.getBalance().add(amount);
+    
+    // 更新交易账户
+    LambdaUpdateWrapper<AccountTrade> tradeWrapper = new LambdaUpdateWrapper<>();
+    tradeWrapper.eq(AccountTrade::getId, usdtTrade.getId())
+                .set(AccountTrade::getQuantity, newTradeQuantity)
+                .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+    accountTradeMapper.update(null, tradeWrapper);
+    
+    // 更新资金账户
+    LambdaUpdateWrapper<AccountFund> fundWrapper = new LambdaUpdateWrapper<>();
+    fundWrapper.eq(AccountFund::getId, fund.getId())
+               .set(AccountFund::getBalance, newFundBalance)
+               .set(AccountFund::getUpdateTime, LocalDateTime.now());
+    accountFundMapper.update(null, fundWrapper);
+    
+    // 记录流水
+    createFlow(userId, 4, amount, fundBalance, newFundBalance, "USDT", null, "从交易账户转出");
+}
+```
+
+---
+
+### 2.4 买币流程
+```
+用户选择币种（BTC）
+    ↓
+输入购买金额（USDT）
+    ↓
+验证交易账户USDT余额充足
+    ↓
+交易账户(USDT).quantity -= 购买金额
+交易账户(BTC).quantity += 购买数量 ⭐
+交易账户(BTC).avg_price = 加权平均成本 ⭐
+    ↓
+记录交易订单
+记录流水
+```
+
+**关键代码**:
+```java
+// TradeService.buy()
+AccountTrade usdtTrade = getOrCreateTradeAccount(userId, "USDT");
+
+if (usdtTrade.getQuantity().compareTo(amount) < 0) {
+    throw new RuntimeException("交易账户USDT余额不足");
+}
+
+// 扣除USDT
+BigDecimal newUsdtQuantity = usdtTrade.getQuantity().subtract(amount);
+
+// 获取BTC账户
+AccountTrade btcTrade = getOrCreateTradeAccount(userId, "BTC");
+BigDecimal btcQuantity = btcTrade.getQuantity();
+BigDecimal btcCost = btcTrade.getAvgPrice().multiply(btcQuantity);
+
+// 计算新的加权平均成本
+BigDecimal newCost = btcCost.add(amount);
+BigDecimal newQuantity = btcQuantity.add(quantity);
+BigDecimal newAvgPrice = newCost.divide(newQuantity, 8, RoundingMode.DOWN);
+
+// 更新USDT账户
+LambdaUpdateWrapper<AccountTrade> usdtWrapper = new LambdaUpdateWrapper<>();
+usdtWrapper.eq(AccountTrade::getId, usdtTrade.getId())
+           .set(AccountTrade::getQuantity, newUsdtQuantity)
+           .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+accountTradeMapper.update(null, usdtWrapper);
+
+// 更新BTC账户
+LambdaUpdateWrapper<AccountTrade> btcWrapper = new LambdaUpdateWrapper<>();
+btcWrapper.eq(AccountTrade::getId, btcTrade.getId())
+          .set(AccountTrade::getQuantity, newQuantity)
+          .set(AccountTrade::getAvgPrice, newAvgPrice)
+          .set(AccountTrade::getTotalBuy, btcTrade.getTotalBuy().add(quantity))
+          .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+accountTradeMapper.update(null, btcWrapper);
+```
+
+---
+
+### 2.5 卖币流程
+```
+用户选择币种（BTC）
+    ↓
+输入卖出数量
+    ↓
+验证交易账户BTC持仓充足
+    ↓
+交易账户(BTC).quantity -= 卖出数量
+交易账户(USDT).quantity += 卖出金额 ⭐
+    ↓
+计算盈亏
+记录交易订单
+记录流水
+```
+
+**关键代码**:
+```java
+// TradeService.sell()
+AccountTrade btcTrade = getOrCreateTradeAccount(userId, "BTC");
+
+if (btcTrade.getQuantity().compareTo(quantity) < 0) {
+    throw new RuntimeException("BTC持仓不足");
+}
+
+// 计算盈亏
+BigDecimal sellAmount = quantity.multiply(currentPrice);
+BigDecimal costAmount = quantity.multiply(btcTrade.getAvgPrice());
+BigDecimal profit = sellAmount.subtract(costAmount);
+
+// 更新BTC账户
+BigDecimal newBtcQuantity = btcTrade.getQuantity().subtract(quantity);
+
+// 更新USDT账户
+AccountTrade usdtTrade = getOrCreateTradeAccount(userId, "USDT");
+BigDecimal newUsdtQuantity = usdtTrade.getQuantity().add(sellAmount);
+
+// 更新BTC账户
+LambdaUpdateWrapper<AccountTrade> btcWrapper = new LambdaUpdateWrapper<>();
+btcWrapper.eq(AccountTrade::getId, btcTrade.getId())
+          .set(AccountTrade::getQuantity, newBtcQuantity)
+          .set(AccountTrade::getTotalSell, btcTrade.getTotalSell().add(quantity))
+          .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+accountTradeMapper.update(null, btcWrapper);
+
+// 更新USDT账户
+LambdaUpdateWrapper<AccountTrade> usdtWrapper = new LambdaUpdateWrapper<>();
+usdtWrapper.eq(AccountTrade::getId, usdtTrade.getId())
+           .set(AccountTrade::getQuantity, newUsdtQuantity)
+           .set(AccountTrade::getUpdateTime, LocalDateTime.now());
+accountTradeMapper.update(null, usdtWrapper);
+
+// 记录盈亏到流水
+createFlow(userId, 5, sellAmount, usdtQuantity, newUsdtQuantity, "USDT", orderNo, "卖出BTC收入");
+```
+
+---
+
+## 💰 实时盈亏计算
+
+### 3.1 持仓盈亏
+```java
+// 单个币种盈亏
+BigDecimal currentValue = quantity.multiply(currentPrice);  // 当前价值
+BigDecimal costValue = quantity.multiply(avgPrice);          // 成本价值
+BigDecimal profit = currentValue.subtract(costValue);        // 盈亏
+BigDecimal profitRate = profit.divide(costValue, 4, RoundingMode.DOWN).multiply(new BigDecimal("100")); // 盈亏率
+
+// 示例
+BTC持仓: 0.5 BTC
+买入成本: 50000 USDT (avg_price = 100000)
+当前价格: 120000 USDT
+当前价值: 0.5 × 120000 = 60000 USDT
+盈亏: 60000 - 50000 = +10000 USDT
+盈亏率: 10000 / 50000 × 100 = +20%
+```
+
+### 3.2 总盈亏
+```java
+// 所有持仓总盈亏
+BigDecimal totalProfit = BigDecimal.ZERO;
+for (AccountTrade trade : trades) {
+    Coin coin = coinService.getCoinByCode(trade.getCoinCode());
+    if (coin != null && trade.getQuantity().compareTo(BigDecimal.ZERO) > 0) {
+        BigDecimal currentValue = trade.getQuantity().multiply(coin.getPrice());
+        BigDecimal costValue = trade.getQuantity().multiply(trade.getAvgPrice());
+        BigDecimal profit = currentValue.subtract(costValue);
+        totalProfit = totalProfit.add(profit);
+    }
+}
+return totalProfit;
+```
+
+---
+
+## 📊 Flutter前端显示逻辑
+
+### 4.1 资金账户页面
+```dart
+// API: GET /api/asset/fund
+// 返回: {"fund": {"balance": 15500.0, "frozen": 0.0, ...}}
+
+// 显示
+USDT 余额: fund.balance          // 15500.00
+冻结金额: fund.frozen             // 0.00
+累计充值: fund.totalDeposit       // 15500.00
+累计提现: fund.totalWithdraw      // 0.00
+```
+
+### 4.2 交易账户页面
+```dart
+// API: GET /api/asset/trade
+// 返回: {"positions": [...]}
+
+// 显示每个持仓
+for (position in positions) {
+    币种: position.coinCode           // BTC
+    数量: position.quantity            // 0.5
+    当前价格: position.price            // 120000
+    当前价值: position.value             // 60000
+    成本价: position.avgPrice          // 100000
+    盈亏: position.value - (position.quantity × position.avgPrice)
+    盈亏率: (盈亏 / 成本) × 100%
+}
+```
+
+### 4.3 资产总览
+```dart
+// API: GET /api/asset/overview
+// 返回: {"totalAsset": 15500.0, "fundBalance": 15500.0, "tradeBalance": 0, "totalProfit": 0}
+
+总资产 = 资金账户余额 + 交易账户价值
+资金余额 = fund.balance
+交易余额 = Σ(trade.quantity × coin.price)
+总盈亏 = Σ((trade.quantity × coin.price) - (trade.quantity × trade.avgPrice))
+```
+
+---
+
+## ⚠️ 风险控制
+
+### 5.1 余额验证
+```java
+// 充值审批
+if (updateResult <= 0) {
+    throw new RuntimeException("资金账户更新失败");
+}
+
+// 提现申请
+if (fund.getBalance().compareTo(amount) < 0) {
+    throw new RuntimeException("资金账户余额不足");
+}
+
+// 划转
+if (direction == 1 && fund.getBalance().compareTo(amount) < 0) {
+    throw new RuntimeException("资金账户余额不足");
+}
+if (direction == 2 && usdtTrade.getQuantity().compareTo(amount) < 0) {
+    throw new RuntimeException("交易账户USDT余额不足");
+}
+
+// 买币
+if (usdtTrade.getQuantity().compareTo(amount) < 0) {
+    throw new RuntimeException("交易账户USDT余额不足");
+}
+
+// 卖币
+if (btcTrade.getQuantity().compareTo(quantity) < 0) {
+    throw new RuntimeException("持仓数量不足");
+}
+```
+
+### 5.2 事务管理
+```java
+@Transactional(rollbackFor = Exception.class)
+public void transfer(...) {
+    // 所有操作在同一事务中
+    // 任何失败都会回滚
+}
+```
+
+---
+
+## 🔍 当前问题诊断
+
+### 问题: Flutter前端资金账户显示0.00
+
+**API返回正确**:
+```json
+{
+  "fund": {
+    "balance": 15500.0,
+    "frozen": 0.0,
+    "totalDeposit": 15500.0,
+    "totalWithdraw": 0.0
+  }
+}
+```
+
+**可能的原因**:
+1. ✅ Flutter数据解析问题（已修复）
+2. ⏳ Flutter应用未热重载
+3. ⏳ Provider未正确更新
+4. ⏳ UI组件未正确绑定
+
+**解决方案**:
+1. 重启Flutter应用
+2. 检查Provider的fundAccount是否为null
+3. 添加调试日志查看数据流
+
+---
+
+**最后更新**: 2026-03-24 16:50
+**文档版本**: V2.0
+**状态**: 待测试验证
diff --git a/flutter_monisuo/check_flutter_data.md b/flutter_monisuo/check_flutter_data.md
new file mode 100644
index 0000000..8ce1bd0
--- /dev/null
+++ b/flutter_monisuo/check_flutter_data.md
@@ -0,0 +1,136 @@
+# Flutter资金账户显示0.00问题诊断
+
+## 问题现象
+- API返回正确数据: `{"fund": {"balance": 15500.0}}`
+- Flutter前端显示: `0.00`
+
+## 诊断步骤
+
+### 1. 检查数据加载
+在 `asset_page.dart` 的 `_loadData()` 方法中添加日志:
+```dart
+void _loadData() {
+  print('[AssetPage] 开始加载数据...');
+  context.read<AssetProvider>().refreshAll();
+}
+```
+
+### 2. 检查Provider更新
+在 `AssetProvider` 的 `loadFundAccount()` 方法中添加日志:
+```dart
+Future<void> loadFundAccount({bool force = false}) async {
+  print('[AssetProvider] loadFundAccount called, force=$force');
+  
+  if (_fundAccountLoaded && !force && _fundAccount != null) {
+    print('[AssetProvider] 使用缓存数据: balance=${_fundAccount!.balance}');
+    return;
+  }
+
+  try {
+    final response = await _assetService.getFundAccount();
+    print('[AssetProvider] API返回: success=${response.success}');
+    
+    if (response.success) {
+      _fundAccount = response.data;
+      print('[AssetProvider] 资金账户数据: balance=${_fundAccount?.balance}');
+      _fundAccountLoaded = true;
+      notifyListeners();
+    }
+  } catch (e) {
+    print('[AssetProvider] 加载失败: $e');
+  }
+}
+```
+
+### 3. 检查UI绑定
+在 `_FundAccountCard` 的 `build()` 方法中添加日志:
+```dart
+@override
+Widget build(BuildContext context) {
+  final fund = provider.fundAccount;
+  print('[FundAccountCard] fund=$fund, balance=${fund?.balance}');
+  
+  return GlassPanel(
+    child: Text(
+      fund?.balance ?? '0.00',
+      style: ...
+    ),
+  );
+}
+```
+
+## 可能的原因
+
+### 原因1: 数据未加载
+**症状**: `fund` 为 null
+**解决**: 确保调用了 `refreshAll()`
+
+### 原因2: Provider未更新
+**症状**: 数据加载了，但UI未更新
+**解决**: 检查 `notifyListeners()` 是否被调用
+
+### 原因3: 数据解析错误
+**症状**: 数据加载了，但字段为null
+**解决**: 检查 `AccountFund.fromJson()` 的解析逻辑
+
+## 快速修复
+
+### 方案1: 强制刷新
+修改 `asset_page.dart`:
+```dart
+@override
+void initState() {
+  super.initState();
+  WidgetsBinding.instance.addPostFrameCallback((_) {
+    // 强制刷新，不使用缓存
+    context.read<AssetProvider>().refreshAll(force: true);
+  });
+}
+```
+
+### 方案2: 添加空数据处理
+修改 `_FundAccountCard`:
+```dart
+Text(
+  fund?.balance ?? '0.00',
+  style: GoogleFonts.spaceGrotesk(
+    fontSize: 28,
+    fontWeight: FontWeight.bold,
+    color: colorScheme.onSurface,
+  ),
+),
+if (fund == null)
+  Text(
+    '数据加载中...',
+    style: TextStyle(fontSize: 12, color: colorScheme.onSurfaceVariant),
+  ),
+```
+
+### 方案3: 检查数据绑定
+确保 `Consumer<AssetProvider>` 正确包裹了UI组件:
+```dart
+Consumer<AssetProvider>(
+  builder: (context, provider, _) {
+    return _FundAccountCard(provider: provider);
+  },
+)
+```
+
+## 测试验证
+
+1. 重启Flutter应用（完全关闭后重新打开）
+2. 查看控制台日志
+3. 检查数据流:
+   - API调用 → Provider更新 → UI渲染
+
+## 临时解决方案
+
+如果问题依然存在，直接使用 overview 数据:
+```dart
+// 从overview中获取资金余额
+final overview = provider.overview;
+Text(
+  overview?.fundBalance ?? '0.00',
+  ...
+)
+```
diff --git a/flutter_monisuo/lib/ui/pages/asset/asset_page.dart b/flutter_monisuo/lib/ui/pages/asset/asset_page.dart
index 34d9401..082ca4b 100644
--- a/flutter_monisuo/lib/ui/pages/asset/asset_page.dart
+++ b/flutter_monisuo/lib/ui/pages/asset/asset_page.dart
@@ -28,11 +28,13 @@ class _AssetPageState extends State<AssetPage> with AutomaticKeepAliveClientMixi
   @override
   void initState() {
     super.initState();
+    // 强制刷新数据，确保加载最新数据
     WidgetsBinding.instance.addPostFrameCallback((_) => _loadData());
   }
 
   void _loadData() {
-    context.read<AssetProvider>().refreshAll();
+    // 强制刷新，不使用缓存
+    context.read<AssetProvider>().refreshAll(force: true);
   }
 
   @override
@@ -225,8 +227,12 @@ class _FundAccountCard extends StatelessWidget {
   @override
   Widget build(BuildContext context) {
     final fund = provider.fundAccount;
+    final overview = provider.overview;
     final colorScheme = Theme.of(context).colorScheme;
 
+    // 优先使用fund数据，如果为null则使用overview的fundBalance
+    final displayBalance = fund?.balance ?? overview?.fundBalance ?? '0.00';
+
     return GlassPanel(
       padding: EdgeInsets.all(AppSpacing.lg + AppSpacing.xs),
       child: Column(
@@ -268,7 +274,7 @@ class _FundAccountCard extends StatelessWidget {
           ),
           SizedBox(height: AppSpacing.sm),
           Text(
-            fund?.balance ?? '0.00',
+            displayBalance,
             style: GoogleFonts.spaceGrotesk(
               fontSize: 28,
               fontWeight: FontWeight.bold,
diff --git a/test_flutter_asset.sh b/test_flutter_asset.sh
new file mode 100755
index 0000000..45daae0
--- /dev/null
+++ b/test_flutter_asset.sh
@@ -0,0 +1,89 @@
+#!/bin/bash
+
+BASE_URL="http://localhost:5010"
+
+echo "================================"
+echo "测试Flutter资产页面API调用"
+echo "================================"
+
+# 1. 用户登录
+echo -e "\n步骤1: 用户登录..."
+LOGIN_RESPONSE=$(curl -s -X POST "$BASE_URL/api/user/login" \
+  -H "Content-Type: application/json" \
+  -d '{"username":"abcd","password":"abcd123"}')
+
+TOKEN=$(echo $LOGIN_RESPONSE | python3 -c "
+import sys, json
+data = json.load(sys.stdin)
+if data.get('success'):
+    print(data['data']['token'])
+" 2>/dev/null)
+
+if [ -z "$TOKEN" ]; then
+    echo "❌ 登录失败"
+    exit 1
+fi
+
+echo "✅ 登录成功"
+
+# 2. 测试资产总览（Flutter首页调用）
+echo -e "\n================================"
+echo "测试1: /api/asset/overview (资产总览)"
+echo "================================"
+OVERVIEW=$(curl -s "$BASE_URL/api/asset/overview" \
+  -H "Authorization: Bearer $TOKEN")
+echo "$OVERVIEW" | python3 -m json.tool
+
+# 3. 测试资金账户（Flutter资金账户Tab调用）
+echo -e "\n================================"
+echo "测试2: /api/asset/fund (资金账户)"
+echo "================================"
+FUND=$(curl -s "$BASE_URL/api/asset/fund" \
+  -H "Authorization: Bearer $TOKEN")
+echo "$FUND" | python3 -m json.tool
+
+# 4. 测试交易账户（Flutter交易账户Tab调用）
+echo -e "\n================================"
+echo "测试3: /api/asset/trade (交易账户)"
+echo "================================"
+TRADE=$(curl -s "$BASE_URL/api/asset/trade" \
+  -H "Authorization: Bearer $TOKEN")
+echo "$TRADE" | python3 -m json.tool
+
+# 5. 分析数据结构
+echo -e "\n================================"
+echo "数据分析"
+echo "================================"
+echo "$FUND" | python3 -c "
+import sys, json
+data = json.load(sys.stdin)
+if data.get('success') and data.get('data'):
+    fund = data['data'].get('fund', {})
+    print('资金账户数据:')
+    print(f'  - balance: {fund.get(\"balance\")}')
+    print(f'  - frozen: {fund.get(\"frozen\")}')
+    print(f'  - total_deposit: {fund.get(\"totalDeposit\")}')
+    print(f'  - total_withdraw: {fund.get(\"totalWithdraw\")}')
+    
+    if fund.get('balance') == 0:
+        print('\n⚠️  余额为0，但数据库中应该有15500')
+    else:
+        print(f'\n✅ 余额正确: {fund.get(\"balance\")}')
+"
+
+echo "$TRADE" | python3 -c "
+import sys, json
+data = json.load(sys.stdin)
+if data.get('success') and data.get('data'):
+    positions = data['data'].get('positions', [])
+    print(f'\n交易账户持仓数: {len(positions)}')
+    if positions:
+        for pos in positions:
+            print(f'  - {pos.get(\"coinCode\")}: {pos.get(\"quantity\")} (价值: {pos.get(\"value\")} USDT)')
+    else:
+        print('  暂无持仓')
+"
+
+echo -e "\n================================"
+echo "测试完成"
+echo "================================"