diff --git a/web/client/src/components/accounts/AccountForm.tsx b/web/client/src/components/accounts/AccountForm.tsx
new file mode 100644
index 0000000..1dce685
--- /dev/null
+++ b/web/client/src/components/accounts/AccountForm.tsx
@@ -0,0 +1,135 @@
+import { useState } from 'react';
+import { Button } from '@/components/ui/button';
+import { Input } from '@/components/ui/input';
+import type { Account } from '@/types';
+
+interface Props {
+  account?: Account;
+  onSave: (data: Partial<Account>) => void;
+  onDelete?: () => void;
+  onCancel: () => void;
+}
+
+export function AccountForm({ account, onSave, onDelete, onCancel }: Props) {
+  const [form, setForm] = useState({
+    id: account?.id || '',
+    name: account?.name || '',
+    description: account?.description || '',
+    defaultFormat: account?.defaultFormat || '9:16',
+    imageModel: account?.imageModel || 'gemini',
+    videoModel: account?.videoModel || 'veo3-fast',
+    ttsVoice: account?.ttsVoice || '',
+    ttsInstruction: account?.ttsInstruction || '',
+  });
+
+  const handleChange = (key: string, value: string) => setForm((f) => ({ ...f, [key]: value }));
+
+  return (
+    <div className="max-w-lg space-y-4">
+      <h2 className="text-lg font-semibold">
+        {account ? `编辑账户: ${account.name}` : '创建新账户'}
+      </h2>
+
+      <div>
+        <label className="text-xs text-zinc-500">账户 ID</label>
+        <Input
+          value={form.id}
+          onChange={(e) => handleChange('id', e.target.value)}
+          disabled={!!account}
+          placeholder="my-account"
+          className="mt-1 bg-zinc-900 border-zinc-800"
+        />
+      </div>
+
+      <div>
+        <label className="text-xs text-zinc-500">名称</label>
+        <Input
+          value={form.name}
+          onChange={(e) => handleChange('name', e.target.value)}
+          placeholder="账户名称"
+          className="mt-1 bg-zinc-900 border-zinc-800"
+        />
+      </div>
+
+      <div>
+        <label className="text-xs text-zinc-500">描述</label>
+        <Input
+          value={form.description}
+          onChange={(e) => handleChange('description', e.target.value)}
+          placeholder="简短描述..."
+          className="mt-1 bg-zinc-900 border-zinc-800"
+        />
+      </div>
+
+      <div className="grid grid-cols-2 gap-3">
+        <div>
+          <label className="text-xs text-zinc-500">画幅</label>
+          <select
+            value={form.defaultFormat}
+            onChange={(e) => handleChange('defaultFormat', e.target.value)}
+            className="mt-1 w-full h-10 rounded-md border border-zinc-800 bg-zinc-900 px-3 text-sm"
+          >
+            <option value="9:16">9:16 竖屏</option>
+            <option value="16:9">16:9 横屏</option>
+            <option value="1:1">1:1 方形</option>
+          </select>
+        </div>
+        <div>
+          <label className="text-xs text-zinc-500">生图模型</label>
+          <select
+            value={form.imageModel}
+            onChange={(e) => handleChange('imageModel', e.target.value)}
+            className="mt-1 w-full h-10 rounded-md border border-zinc-800 bg-zinc-900 px-3 text-sm"
+          >
+            <option value="gemini">Gemini</option>
+            <option value="mj">Midjourney</option>
+            <option value="gpt">GPT Image</option>
+            <option value="kling">Kling</option>
+          </select>
+        </div>
+        <div>
+          <label className="text-xs text-zinc-500">视频模型</label>
+          <select
+            value={form.videoModel}
+            onChange={(e) => handleChange('videoModel', e.target.value)}
+            className="mt-1 w-full h-10 rounded-md border border-zinc-800 bg-zinc-900 px-3 text-sm"
+          >
+            <option value="veo3-fast">Veo3 Fast</option>
+            <option value="veo3-fast-frames">Veo3 Fast Frames</option>
+            <option value="kling">Kling</option>
+            <option value="grok">Grok</option>
+          </select>
+        </div>
+      </div>
+
+      <div>
+        <label className="text-xs text-zinc-500">TTS 语音</label>
+        <Input
+          value={form.ttsVoice}
+          onChange={(e) => handleChange('ttsVoice', e.target.value)}
+          placeholder="cosyvoice-xxx"
+          className="mt-1 bg-zinc-900 border-zinc-800 font-mono text-xs"
+        />
+      </div>
+
+      <div>
+        <label className="text-xs text-zinc-500">TTS 指令</label>
+        <textarea
+          value={form.ttsInstruction}
+          onChange={(e) => handleChange('ttsInstruction', e.target.value)}
+          rows={3}
+          placeholder="用沉稳有力的男性声音朗读..."
+          className="mt-1 w-full rounded-md border border-zinc-800 bg-zinc-900 px-3 py-2 text-sm resize-y"
+        />
+      </div>
+
+      <div className="flex gap-2 pt-2">
+        <Button onClick={() => onSave(form)}>保存</Button>
+        {onDelete && (
+          <Button variant="destructive" onClick={onDelete}>删除</Button>
+        )}
+        <Button variant="ghost" onClick={onCancel}>取消</Button>
+      </div>
+    </div>
+  );
+}
diff --git a/web/client/src/components/accounts/AccountList.tsx b/web/client/src/components/accounts/AccountList.tsx
index 3ad32ea..61cb8d3 100644
--- a/web/client/src/components/accounts/AccountList.tsx
+++ b/web/client/src/components/accounts/AccountList.tsx
@@ -1,3 +1,61 @@
+import { Plus } from 'lucide-react';
+import { useState } from 'react';
+import { useAccounts } from '@/hooks/useAccounts';
+import { AccountForm } from './AccountForm';
+import { Button } from '@/components/ui/button';
+import { ScrollArea } from '@/components/ui/scroll-area';
+import type { Account } from '@/types';
+
 export function AccountList() {
-  return <div className="p-6 text-zinc-500">账户管理</div>;
+  const { accounts, create, update, remove } = useAccounts();
+  const [editing, setEditing] = useState<Account | null>(null);
+  const [creating, setCreating] = useState(false);
+
+  return (
+    <div className="flex h-full">
+      <ScrollArea className="w-60 border-r border-zinc-800 p-3">
+        <div className="flex items-center justify-between mb-3">
+          <h2 className="text-sm font-medium text-zinc-300">账户列表</h2>
+          <Button size="icon" variant="ghost" className="h-7 w-7" onClick={() => setCreating(true)}>
+            <Plus size={14} />
+          </Button>
+        </div>
+        {accounts.map((a) => (
+          <button
+            key={a.id}
+            onClick={() => setEditing(a)}
+            className="w-full text-left px-3 py-2 rounded-md text-sm hover:bg-zinc-800/50 text-zinc-400 hover:text-zinc-200 transition-colors"
+          >
+            <div className="font-medium truncate">{a.name}</div>
+            <div className="text-xs text-zinc-600">{a.imageModel} · {a.defaultFormat}</div>
+          </button>
+        ))}
+      </ScrollArea>
+
+      <div className="flex-1 p-6">
+        {(editing || creating) ? (
+          <AccountForm
+            account={creating ? undefined : editing!}
+            onSave={(data) => {
+              if (creating) {
+                create(data).then(() => setCreating(false));
+              } else {
+                update(editing!.id, data).then(() => setEditing(null));
+              }
+            }}
+            onDelete={editing ? () => {
+              if (confirm(`确定删除账户「${editing.name}」？`)) {
+                remove(editing.id).then(() => setEditing(null));
+              }
+            } : undefined}
+            onCancel={() => { setEditing(null); setCreating(false); }}
+          />
+        ) : (
+          <div className="flex items-center justify-center h-full text-zinc-600 text-sm">
+            选择一个账户或创建新账户
+          </div>
+        )}
+      </div>
+    </div>
+  );
 }
diff --git a/web/client/src/hooks/useAccounts.ts b/web/client/src/hooks/useAccounts.ts
new file mode 100644
index 0000000..758b0bc
--- /dev/null
+++ b/web/client/src/hooks/useAccounts.ts
@@ -0,0 +1,20 @@
+import { useState, useEffect, useCallback } from 'react';
+import { api } from '@/lib/api';
+import type { Account } from '@/types';
+
+export function useAccounts() {
+  const [accounts, setAccounts] = useState<Account[]>([]);
+  const [loading, setLoading] = useState(true);
+
+  const refresh = useCallback(() => {
+    api.listAccounts().then(setAccounts).finally(() => setLoading(false));
+  }, []);
+
+  useEffect(() => { refresh(); }, [refresh]);
+
+  const create = (data: Partial<Account>) => api.createAccount(data).then(refresh);
+  const update = (id: string, data: Partial<Account>) => api.updateAccount(id, data).then(refresh);
+  const remove = (id: string) => api.deleteAccount(id).then(refresh);
+
+  return { accounts, loading, refresh, create, update, remove };
+}